Affiliate Blog

Exciting New Offers from Credit.com

Great News! Credit.com is pleased to announce three exciting new offers: Personal Loans, a 7-day Free Trial from TransUnion and the iBank Up Visa Prepaid Credit Card. Check out these great new offers:

Personal Loans
	The Personal Loan Product is back! Now, with Credit.com's brand-new form you can advertise emergency loans, military loans, and unsecured personal loans. Credit.com's Personal Loan products also offer •  High conversion rates •  Competitive payouts •  Loan amounts up to $15,000 •  Great state coverage Get Details »

7-Day Free Trial for TransUnion 3-Bureau Credit Monitoring
	TransUnion 3-Bureau Credit Monitoring is now offering a 7-day free trial period plus: •  Immediate access to your credit scores from All 3 bureaus •  Detailed credit history •  Email Alerts Get Details »

Brand new Prepaid Visa Card Offer - iBank UP Visa Prepaid Credit Card
	The iBank UP Visa Prepaid Credit Card provides: •  The power of a checking account in one card, even if you have bad credit •  $0.99 monthly fee with total load of $500 or more •  Free Direct Deposit from employers or load cash at 50,000 retailers Get Details »

If you have any questions or want full details on payouts for these new offers, please contact your account manager today! Sincerely,
The Credit.com Affiliate Team

Please join us at Affiliate Summit East 2010: New York City

On August 15th and 16th, the Credit.com affiliate team will be attending the Affiliate Summit at the Hilton New York in New York City. Visit with us at the Meet Market - Table #47 on Sunday, August 15th from 12:00-6:00 p.m. If you are planning to attend or if you are in the area, please contact us so that we can schedule a time to visit.

We look forward to the opportunity to meet with you. Thank you,
The Credit.com Affiliate Team To learn more about our Affiliate Program, visit: credit.com/affiliate

ABOUT THIS UPDATE This is an automated message. You are receiving this email as a member of Credit.com's affiliate network. © 2010 All rights reserved. Credit.com, Inc. 201 Mission Street Ste. 1550 San Francisco, CA 94105

New Loan Offers and Important Updates for Affiliates

We are excited to announce brand new offers from Credit.com: a private student loan and emergency payday loan. Drive up revenue by providing your site visitors with two great loan options to meet their financial needs.

Student Loans

We understand that paying for college can be difficult. Private loans help students fill the gap when federal loans, scholarships, and grants don't cover all of your college expenses. That's why we made getting the additional funds they need an easy process. •  Federal aid may not cover all the costs •  Many student loans don't require repayment until graduation •  Interest rates on student loans are generally lower than other loan types Get Details »

Emergency Payday Loans
	•  Borrow up to $1000 •  US resident over 18 years old •  No outstanding payday loans •  Active checking account •  $1,000 minimum monthly income Get Details »

American DreamCard MasterCard, issued by HSBC, is suspending marketing and the last day on which HSBC will accept new American DreamCard credit card applications is before 11:59:59 PM ET on Thursday, July 29. Please ensure that any related advertising, text, banners, links, etc. are removed from your sites and/or marketing affiliates sites to coincide with this timeframe.
YAP™ MasterCard® Prepaid Card will no longer be available for affiliate marketing as of July 30. Please ensure that any related advertising, text, banners, links, etc. are removed from your sites and/or marketing affiliates sites to coincide with this timeframe.
If you have any questions or want full details on payouts for these new offers, please contact your account manager today! Sincerely,
The Credit.com Affiliate Team

New Offers from Credit.com

We have great news to share! We're pleased to announce that we have three brand new offers including the YAP™ MasterCard® Prepaid Card, Bryant State Bank MasterCard® and PrivacyMatters 123™. Take a look:

YAP&trade MasterCard® Prepaid Card
		Send and Receive Money Securely With Your Mobile Phone FREE MasterCard Prepaid Card & FREE Shipping FREE Instant Virtual Card - Shop Online Today! FREE Direct Deposit See Details
Bryant State Bank MasterCard®
		Low interest rate for both purchases and cash of 11.25% APR* Introductory balance transfer rate No balance transfer fee $0 fraud liability See Details
PrivacyMatters&trade
		See all 3 credit scores for free: Credit monitoring and alerts Guard against ID theft Extensive online learning center. Preview Landing Page

 

If you have any questions or want full details on payouts for these new offers, please contact your account manager today!

Sincerely,
The Credit.com Affiliate Team

Affiliate Update: New Affiliate Website Launch

We're pleased to announce the launch of our newly redesigned Credit.com Affiliate Website. The new site includes numerous reporting enhancements, a cleaner display for creatives and banners, a brand new debt widget and more! Simply log in to your account or click here to explore the new Credit.com Affiliate Website.

We also have 2 new offers available for email marketing: 

Green Dot® Gold PrePaid Visa® Card
		Now Available for Email Campaigns. Free $0 activation online - with no credit    check! Free cash withdrawals at over 15,000 participating ATMs No overdraft or penalty fees Get $10 with direct deposit (see site for restrictions) This is a debit card, not a credit card ›› See Details
Unirush® Prepaid Visa® Cards
		Now Available for Email Campaigns.  Card to card transfers between RushCard members Free Prescription Discount Card from RushCard - save up to 85% on prescriptions Online bill pay, free credit builder, free text alerts This is a debit card, not a credit card ›› See Details

If you have any questions or want to learn more about these offers, please contact your account manager for details.

Sincerely,
The Credit.com Affiliate Team

Affiliate Update: Discover Student Card Changes

Please be advised that Discover has announced the following changes to all Discover Student Cards:

The Standard Go To Rate for Student Cards has changed from "as low as 15.99% - 20.99%" to "as low as 13.99% to 20.99%".

These changes are effective immediately.  Please update all copy points accordingly.

If you have any questions about this change, please contact your account manager.

Affiliate Update: Orchard Cards Compliance Updates

Please be advised of the new CARD Act Compliance Guidelines for the Orchard Bank credit card offers:

LATE FEE:
If displaying a late fee, the information must be presented in the following format:

• $30 if balance is less than or equal to $1000; $35 if balance is more than $1000

OVERLIMIT FEE:
Overlimit Fee must now be listed as “Over the Credit Limit Fee” and the information must be presented in the following format:

• $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250

DEFAULT APR:
Default APR must now be listed as “Variable Penalty APR”

Orchard Bank Visa® Cards
		New bullet points Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score! Acceptance at millions of locations including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment ›› View Fully Compliant Listing
Orchard Bank Classic MasterCards®
		New bullet points An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment ›› View Fully Compliant Listing

 

If you have any questions or want to learn more about these offers, please contact your account manager for details.

Affiliate Update: New Form Post & Email Campaigns

We're excited to announce that we've recently redesigned and launched a new form post page for IDENTITY GUARD® EXTRA CAUTION®. Based on our initial testing, the new design and application flow is converting significantly higher than the existing page. Take a look:

IDENTITY GUARD® EXTRA CAUTION®
		New and improved design Simple application process Faster load time HIGHER conversions! ›› See Details

Also, for those of you looking for great email marketing opportunities, we want to remind you that the following offers are available for use:

• Netspend
• AccountNow
• Horizon
• Identity Lookout
• Score Assist

If you have any questions or want to learn more about these offers, please contact your account manager for details.

Affiliate Update: 2 New Visa® Cards & Orchard Payouts

We have great news to share! We're pleased to announce that we've increased the payouts for both the Orchard Bank Visa® Card and the Orchard Bank MasterCard®. To get the full details on your payout, contact your account manager today!

We're also excited to introduce the AccountNow® Gold Visa® Prepaid Card and the newly reintroduced Applied Bank® Secured Visa® Credit Card. Take a look:

AccountNow® Gold Visa® Prepaid Card
		0% Monthly Fee* Higher daily and monthly limits Borrow money and build credit history* Free Credit Building and Bill Pay  ›› See Details
Applied Bank® Secured Visa® Credit Cards
		12.99% low fixed APR - rate won't change even if you're late! Choose your credit limit up to $500* No credit requirements and no income requirements Credit bureau reporting ›› See Details

If you have any questions or want to learn more about these offers, please contact your account manager for details.

Affiliate Update: Public Savings Secured Card Changes

Please be advised that the Public Savings Secured Visa® Credit Card offer has recently implemented significant changes and compliance updates to the offer. If you are currently running the Public Savings Secured Visa® Credit Card, we ask that you make the following changes immediately:

Approved Bullets:

• 0% APR on purchases for 6 months
• No annual fee or monthly fees
• Your credit is not a factor!
• We report to all 3 major credit bureaus

Additional Compliance Information:

• The new minimum credit line has been raised from $200 to $300
•  Application fee has been reduced to $75
• New maximum credit line raised from $1500 to $2000
• Please remove any marketing around "Build good credit" or anything that promises this card will improve credit scores
• Please remove any bullet points around "no income or employment verifications"

We apologize for the short-notice and any inconvenience this may cause. If you have any questions regarding these changes, please contact your account manager.